Tony Robbins - 30 years of stuttering, cured in 7 minutes!

How to Make Serious Money by Selling Ebooks From Home

An extremely large number of people are looking at different types of home business opportunities in order to find a way to make extra money from home without tying themselves down to a second job. Selling eBooks from home can be the perfect opportunity to generate extra income without any additional commitment that a regular job would require.

You might be a busy professional who wants to spend more time with your family, a stay-at-home mom who wants to earn money while raising her kids or a student who has decided he no longer wants to support his education by making fries. Whatever the circumstances may be, you can be assured that internet users are searching online for information and they're willing to pay money for it. You can take advantage of this opportunity by setting up your own Web page online selling your own information products.

Most people's lives are hectic and they don't want to waste precious time researching information or take time to go to the library to research topics that interest them. As a result, the popularity of the eBook, which can be digitally downloaded to the customer's computer in an instant, is growing phenomenally.

People are ready to spend their hard-earned money on buying eBooks that offer valuable information which will also save them time on performing their own research. Therefore, internet marketers who have researched and know what kind of information thousands are looking for are busy selling eBooks and reports from home and cashing in on this opportunity.

If you feel you are an expert on a certain topic that will interest a lot of readers, then you should proceed to compose your own eBook or report. You could also consider offering other forms of information such as eCourses, which could be downloaded in parts by your customers, creating your own membership site, or even producing audio books or videos.

On the other hand, if you cannot write your own eBook due to any number of reasons-shortage of time or a lack of interest, aptitude or skill, do not worry. There are hundreds of e-book and report writers who will let you sell their original products for a commission. Online this is considered as "affiliate marketing". Another option is to purchase resell rights to already published eBooks and reports and sell them to your customers after paying a one time fee to the original creator.

The only trick involved in making serious money by selling eBooks from home is to find or create a high quality product on a topic that is in high demand. Your main focus then will be to market it well.

"Selling Ebooks from Home" is written by Rhonda White: Grab your Free Report on "Easy Information Profits" at SellinformationProducts.com [http://sellinformationproducts.com]


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5 Top New Years Resolutions - Choose Yours

Wikipedia has one the finest description of a New Year Resolution. "A New Year's Resolution is a commitment that an individual makes to a project or the reforming of a habit, often a lifestyle change that is generally interpreted as advantageous." The New Year Resolution could also be to improve one of the neglected areas of your life that you now wish to bring to order. Such Changes or resolutions normally go into effect on New Year's Day and remain until fulfilled or abandoned.

So how does one prepare these New Year Resolutions, commitments or lifestyle change decisions? What are the areas that one can make a new year resolve? Here are the top New Years resolutions on most peoples New Year List on the planet. It does feel good to know that you are not alone in the areas you want to change. These tips may seem to be simple but think of what a profound impact they can have on your life at almost zero cost.

Lose Weight

Is your New Year's resolution to lose weight? If so, you are not alone. Millions worldwide join you every New Year in the quest for a lean, fit body. Weight loss is top of the charts every new year but unfortunately few succeed. This is due to lot of misinformation and an active daily plan. Read up some good articles on weight loss and set your goal firmly. Do not expect miracles. Results will be visible only after a month or two of regular disciplined action. If you are serious about losing weight, you will lose weight.

Quit a Bad Habit

New Year is the time to reflect on your life and what sets you back from achieving success. Most people know and take responsibility for their failures. Bad habits such as smoking and drinking are one such area which is the focus for most during the New Year. It is very easy to quit altogether or to moderate it to an extent that such bad habits no longer affect your life. There are a good number of literature and support groups available to make you leave the bad habits behind during this New Year.

More Quality Time with Family

People are spending more time at work and less time with family friends and children. Many realize that their children have grown up too fast without them realizing or sharing in the joy of growth. Many a spouse realize romance and love has disappeared out of their lives due heavy work schedules. Spending quality time with family is perhaps one of the best New Year Resolution you can make for 2009. It is time we got back our life.

De-stress and Enjoy Life More

This New Year decide to work for a living and not live to work. Too much work and work related stress kills the joy and takes the fun out of life. Take a course on meditation, relax and take that long overdue holiday. Enjoy every moment of your life this new year.

Make Yourself Debt Free

The global financial crisis, millions of lost jobs, dwindling retirement benefits and runaway inflation are all adding to debts. Before one realizes debt hits you in a slowing economic conditions and reduction in jobs. But things are not very bleak if you take a grip on things with a good plan. This new year if you are in debt, you may resolve to re-organize your entire financial life. You may have to make many sacrifices but sooner you get your debts in control the better your future. Let the year 2009 be the year of becoming debt free or at the least getting them in control.

These top 5 New Year Resolution do not have any monetary involvement and are the least inexpensive to put in practice. In fact many of these new year tips could save a huge bundle. To achieve these new year goals are not only possible it's do-able. Obstacles can be exciting and thrilling, or they can be turn-offs and excuses for failure. It is up to your own attitude.

Srinivasan Gopal is full time management professional and part time author, syndicated writer and an internet entrepreneur. Get a glimpse of his wide ranging interests at http://www.srinivasangopal.com/

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Reduce Your Monthly Budget By 20% Using Simple Budgeting Strategies

Welcome to the world of "Budgeting"; a very important, yet widely neglected and misunderstood topic, in most households.

I am involved in several home-based businesses, but the most important of these by far, is managing my Monthly Household Budget. Notice that I used the word "business" to describe managing my budget. Unlike most people, I treat my monthly expenditures as a business-always looking to improve the services that I pay for by finding better deals, and reducing resultant costs. I always aim to get the best bang for my buck through increased services at cheaper costs. When I find a particular budget item that can save me $100 per month, I do not only look at this as a savings, but I treat it as if I just received a $100 per month raise, which translates into a $1,200 per year salary increase (assuming that it is recurring monthly). 

Yes, by being diligent and resourceful, I just gave myself a $1,200 raise for the year, which, by the way, is cumulative in effect, year-over-year. Wow! Now imagine if I can replicate this feat for multiple items in my budget, again and again. That is going to be some kind of hefty raise that I am giving myself. You see, by treating my monthly budget as a business, I provide myself with a means of increasing my disposable income and savings. I do not need a boss to give me a raise; through diligence and resourcefulness, I can give myself a raise, again and again, over and over, year over year. 

The long-term, cumulative effects of doing this can be quite staggering, to say the least, and one's overall net worth will increase substantially over the years, by putting this "business practice" in place.

I am an extremely compulsive and diligent budget person. Regardless of how large or small a household expenditure is, I record it in a tracking spreadsheet. I think my wife thought that she had married some kind of compulsive lunatic, when I implemented this system in my household. But, as time moved on, she recognized and understood the value of the budgeting system that I put into place in our household. Moreover, I have taught my 3 children the value of money and budgeting, and have attempted to interject these principles into their lives as much as possible. No doubt, that as adults, they will be much better off because of this.

I know exactly how much money I am spending in each category of expenditure on a daily, weekly, monthly, and yearly basis. I can honestly say that I have no friends, family, neighbors, or acquaintances that are as diligent and passionate about budgeting as I am. As a matter of fact, most people do not truly understand the art of budgeting. Sure they use the words "not in my budget" in conversation; but few, if any, actually understand what their budget looks like, how much it costs them to live each and every month, and how much money is going out-the-door in regard to their bills and expenditures for goods and services that they have procured. Many people I know constantly waste their money on frivolous spending, and neglect basic budgeting techniques and practices. 

Some of these areas of budgeting can individually save them hundreds of dollars per month, if implemented.

I have broken my budgeting techniques down into a series of categories listed here. Each category should have one or more specific Strategy items associated with it, that you will need to come up with. Some categories should have more budget strategies listed for it than others. Some budget strategy savings ideas will be relatively small in nature, but please do not discount these. After all, these little items do add up, and the net effect of the sum of all applied budget savings strategies, is what counts. That said, here are my budget categories that require addressing: 

• Food
• Shopping
• Clothing
• Utilities
• Lawn/Garden
• Entertainment
• Household
• Weddings and Gifts
• Banking/Finance/Bill Paying
• Automobile
• Vacation
• Medical/Dental
• Other Insurance
• Taxes
• Education
• Mortgage
• Cost of Living

Next, I want you to develop a personalized Budget Action Plan while addressing each of these categories. I want you to buy a notepad (or alternatively, feel free to use a word or text editor on your computer, smart phone, or e-reader to accomplish the same purpose), and create 2 columns: 

• Category: Strategy
• Budget Action

Traverse each category, one-by-one, and start listing individual Budget Strategies for each category above. Concentrate very hard on how a designated category and budget strategy item can seriously be applied to your household budget situation. Keep in mind that some Budget Strategies may seem overly simplistic or obvious. If relevant to you (and most will be), write down the budget category and budget strategy item, and one or more budget actions that you need to implement to put the category and strategy into place, keeping your personal situation in mind. Continue to do this for every Budget Strategy, in every Budget Category. Again, make every attempt to apply each category and strategy to your situation. Do not ever dismiss a particular category and strategy item because it only saves you $10 per month-these small items add up fast, and the overall aggregate monthly savings, when all is tallied up, will simply amaze you! When you have completed your Budget Action Plan, review it, and start implementing your Budget Actions, one-by-one, on a monthly, or need-be basis. By the way, it would not hurt if you went through your Budget Plan multiple times. This may easily facilitate new ideas and additional Budget Actions that can be implemented in your Budget Action Plan.

If you are honest with yourself, extremely diligent about implementing these budget actions, and have the necessary discipline to stick with it, there is no reason why you cannot reduce your monthly household budget by 20% (or more) in a given year. This should be an on going process, year-after-year, as you continuously review your expenses annually, to obtain that raise that you deserve!

Douglas R. Hayman, known as the "Budget Surgeon" by friends, family, and colleagues alike, is a self-professed Household Budgeting expert. His Book, "Reducing Your Monthly Budget by 20% Using Simple Budgeting Strategies", is a unique, written-for-the-times eBook that takes a novel approach to Household Budgeting. It focuses on 90 well-defined, distinct strategies that can easily be implemented by anyone to drastically reduce one's household monthly budget by 20% or more.

Douglas thoroughly addresses all avenues of spending in this book, and most importantly, emphasizes that a monthly budget should be treated as a business, and not as a hobby.

Equally important, Douglas, known as the "Budget Surgeon" in familiar circles, highlights that the sum of the budget savings technique parts can have a profound effect on one's overall financial health, and can have a compounding wealth effect, year over year.

Douglas has a Master's Degree in Computer Science and a Bachelor's Degree in Economics from Stony Brook University, in Long Island, NY. Douglas has been self-employed for the last 9 years as an author, affiliate marketer, real estate salesman, B2B technical lead generation salesman, stock and futures investor and trader, and Information Technology consultant. Additionally, Douglas has over 19 years of corporate Information Technology (IT) experience, most of which focused upon technical management working for an international Fortune 100 company. At this company he managed multi-million dollar departmental budgets.

Let the "Budget Surgeon" provide you with Budgeting Strategies to help you Reduce Your Monthly Budget By 20%. Visit BudgetSurgeon.com for further details.

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Starting to Write: start at the beginning & use your imagination

How to Write Travel

Good travel writing has the power to motivate others to invest time and money exploring a town, city, state, or country that someone else has described with mesmerizing effectiveness. The art and aim of travel writing is to paint the best picture possible of a destination in order to educate, enlighten, or entice readers. To accomplish successful travel writing, a writer must identify their audiences and learn how to effectively present different types of writing for the travel genre.

Different Types of Travel Writing
A writer may choose between an array of approaches regarding travel writing, which spans guidebooks, newspaper articles, magazine spreads, advertising and corporate work, and website content. Within each sub-genre of travel writing, a variety of techniques and tactics help writers to efficiently introduce well known- and lesser-known locations around the world. It is important to recognize that the flow and depth of information for each sub-genre will differ. For example, writing a guidebook on Florida travel for families is much different than creating a guidebook for the college student.

Guidebooks
Today, guidebooks serve as a peek into the history, art, sightseeing, activities, cheap accommodations, theater, museums, and culture of a particular destination. Some of the best guidebooks blend sightseeing information with helpful advice and facts. Depending on the target audience, a writer will vary their approach and use specified styles of writing. An easy-to-follow writing style that touches upon theme parks, casual restaurants, and kid-friendly points of interest suit family-oriented guidebooks.
Student travel guides tend to focus on affordable eateries, clubs, concerts, drinking and drug rules, and youth hostels. The style of writing is often bolder, "hip," and laidback, including interesting facts with brief sections of text. Some guidebooks target a specific subject regarding a destination, such as "Top 20 Museums in Italy" or "Restaurant Guide for Mexico." The style of writing is typically straightforward and aimed to interest a wide-ranging audience.

Travel Narratives
A travel narrative is quite similar to writing a novel, where a fiction-writing background comes in quite handy. The writing is very descriptive with a goal of keeping the attention of readers through detail. A travel narrative may include fictitious characters written in the third person, utilize dramatic narrative (stories with a beginning, middle, and end), and include a hint of conflict and character development. Characters may also speak to one another through detailed dialogue taken from the author's memory.
An example of a travel narrative may include a publication titled, "A Year in South Africa," which traces the exploits of a business executive who abandons his career to explore the nooks and crannies of South Africa, embarking on a soul-searching journey that explains the connection he makes with the inhabitants, culture, and natural wonder of various locations.

Magazines, Newspapers & Brochures
Every magazine and newspaper approaches the subject of travel quite differently. Usually, a writer can draw upon a wealth of experiences pertaining to just one trip that are later written down to accommodate specific target audiences and publications. The writer who visits Italy may review a restaurant in Rome for a food-related magazine, show how to cook Sicilian Lasagna for a local newspaper, rate popular museums in Florence for a travel and leisure magazine, or list new clubs in Verona for a passage in a student travel brochure. Description, anecdotes, and travel tips are quite helpful in this type of writing.

Want more tips on writing go to
[http://www.novelmaster.com]

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Three Ways to Work From Home on PC Computers

Is it true that you can work from home on PC computers and earn money? You sure can. There are three main ways to make money online. You can either write articles, be a virtual assistant or provide customer service through a company that provides call center services.

What is the easiest way to work from home on a PC?

If you can write articles, there are several websites that will hire you to write web content. One of the best is Textbroker.com, but if you look around you'll find that there are several others as well. You don't have to be a professional writer to work for these sites. You just need to be able to put together a coherent article that has an introduction, a few paragraphs to make your points and a conclusion.

The amount you can make depends on how quickly you can write, but some writers are able to make as much as $20 per hour writing online.

What are other ways to work at home from a PC? You could find a company that hires virtual assistants or call center workers. A virtual assistant may be asked to do research, data entry or any other task that would typically be completed by an administrative assistant that can be done without being physically present in a given location.

Obviously, you can't fetch coffee for the boss this way but there are plenty of things that can be done remotely and many companies are now taking advantage of this by hiring virtual assistants.

How do you get a call center job? There are several companies online that offer this type of employment. Most of them require that you have high-speed Internet and a Skype account. The call center forwards calls to your Skype account when you are logged on and available to take calls. You may be paid by the hour while you are on-call or by the minute when you are actually talking to someone. Either way, you can earn a respectable income doing this type of job.

James Dempsey is a top internet marketer who works with industry leaders from around the world. He has a passion for helping others achieve their goals, dreams and aspirations. To learn more about James Dempsey and his team of Marketing Mentors meet him at: [http://www.unlimited-cash4u.com/]

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3 Ways To Sell Physical Products Using Fulfillment By Amazon (FBA)

Did you know that Amazon is not the seller of everything on Amazon? Did you know that ordinary people like you and me can sell physical products on Amazon? This opportunity has been around for a while, but it is becoming very popular right now due to educational courses that are popping up everywhere.

There are three ways you can sell physical products on Amazon: sell other people's products on Amazon and ship the orders yourself; sell other people's products on Amazon and let Amazon ship and sell your own products on Amazon and let Amazon ship them.
The first way is called merchant fulfilled. You list your merchandise on Amazon's website, but you actually fulfill or ship the orders yourself. The last two ways are called FBA.

Merchant fulfilled may be the easiest way and least costly to get started, but it is a lot more work. You list your products on Amazon's site. When the products are bought you are responsible for actually shipping the products to the buyer. You can even sell things that you have around the house using this method.

You can also use FBA to sell other people's products. In this case, you go to the store and find things that are already selling on Amazon, purchase them, put your own unique UPC label on the product, pack it, create the listing, ship it to an Amazon warehouse and wait for the buyer.

There are smart phone apps that you can use to scan products before you buy them to help you determine if you can make a profit. If you like to shop, are good at finding bargains and can ship a box, then this may be the business for you. The other great thing about using FBA is that your products are eligible for the Amazon Prime program. People who participate in this can get free 2 day shipping. Many people are willing to pay a little more for a product for this convenience.

The second way to use the FBA program is to actually sell your own products. You find a product that you can sell, find a private label manufacturer, create your own brand and sell you product. This is the most lucrative of the ways to sell on Amazon; however, it requires more capital up front. Also, it is more risky because you have to order inventory.

As you can see selling on Amazon is definitely something that you can do to earn extra income or become your full-time business. If you are looking to start an online business or you want to add an additional income stream to your existing online business than you should definitely consider FBA.

To learn more about selling on Amazon check out FBA Genie. Visit The Online Newbie if you are interested in learning more about Adrienne Dupree or starting an online marketing business TODAY to get out of the rat race, take control of our own destiny and stop trading time for dollars.

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Living Life to the Fullest: How to Enjoy the Simple Things in Life and Improve Your Self Confidence

Every day on the way home from work I sit on the train and observe the goings on in the carriage around me.People, dressed in their constrictive little penguins suits, shuffle around so they don't have to sit next to one another or (God forbid) look at one another. 

Plugged into their little white earphones they are completely oblivious to anyone sitting around them. 

Carefully arranged bags make the seat next to them look just uninviting enough to deter anyone who might want to attempt sitting next to them. 

Since when have we become such a self involved and insular community? People are, for the most part of their day, shut off from all the amazing experiences around them.

The thing is this... It all makes me feel really lucky. Since I experienced my own quarter life crisis and started travelling life has become a completely different experience for me and has opened my eyes to world around. I really hope that others can experience the same kind of excitement about life as I have right now. 

Many people are scared to let go of their preconceived notions of what their lives have to be and they become depressed by it. I'm so fortunate that on my travels I have met so many other people who, like me, are experiencing life to the full. It gives me inspiration to keep on going.

There is also not just one way of going about experiencing life, which is partly what makes it so great.Even just taking a different route to work or watching less T.V and going for a walk can be enough for some people to shake off the shackles of their day-to-day stupor.

I really explored this concept this after attending some excellent courses run by Karma Jiga. Karma Jiga was a senior monk at the world-famous Samye Ling Monastery in the Borders of Scotland and the founder and Project Director of Rokpa Dundee. He opened my eyes to a lot of things including the theory of mindfulness and since then I would encourage anyone if they have any interest in getting rid of stress and living more in the moment to attend some meditation classes. They don't have to be religious if you have no interest and can be used as a really effective life tool for all sorts of things. Some of the most important principles were very straight forward: 

Take notice of the world; focus on whatever you are doing; commit random acts of kindness; be thankful for yourself and your life just the way you are. However, these are things that most people forget on a daily basis. Too many people spend their lives wishing their lives away. Psychology today also recently printed an interesting article on trying to live in the moment.

For some, maybe the way to reconnect is just looking a little harder at what is going on around them. A few weeks ago I went to see an exhibition by the artist Louise Hawson Who, In 2009 decided to spend a year exploring and photographing one new Sydney suburb a week. The suburbs of Sydney vary hugely from place to place and i think most people would be surprised if they headed out from the CBD to Auburn, for example, which has a high population of Islamic people and a plethora or Iranian, Turkish and Middle Eastern restaurants. 

Louise shares her experience here on her blog, 52suburbs.com.au She has now extended her project and is looking at suburbs around the world. I'd highly recommend her blog to anyone and it is a fantastic insight into some of the lesser known suburbs In the city.

For others, maybe the way to discover happiness is by travelling and I am so fortunate that I have so met so many other people who, like me, are experiencing the world though travel. For some really interesting blogs based on travel check out my section on fantastic blogs which will be being updated periodically. 

When I talk about my travels many people express how they WISH they could travel too but can't because of commitments or finances. I'm never sure exactly what to say to them except go for it! You will never regret the things you do... only those that you don't. For some more practical advice the other day I read a fantastic blog by The Nomad Grad who explains how she manages to finance a nomadic lifestyle... so now there are no excuses!

I'm aware this has been a bit of ramble but I hope it inspires people to go out there and start living... or at least let someone sit next to them on the subway without a grumble. Who knows what interesting stories they might have to tell or where it might lead you!

If you want to read more about the adventures that I have had since I decided to take that first step towards self discovery then read more at my blog: Scottish Nomad

http://scottishnomad.wordpress.com

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Learning To Be A Writer - The First Three Steps in Becoming A Writer

Becoming a writer is hardly a simple feat. To become a writer one must practice and work hard. It can be said that many writers are writers, but few of them know how to become a writer. The label "writer" is just simply a label, it is all the hard work and determination of reaching that status that truly gives the writer that makes them worthy of the title.

There are three simple steps that any writer can take that will enable them to achieve the title of "writer," while making them worthy of it. The first step to becoming a writer is to start to think of yourself as a writer. Many writers believe that they cannot be known as writers until they are published, but this is not true. Anyone who thinks of themselves as a writer, and writes on a regular basis should talk about themselves as a writer.

Many unpublished writers have the habit of saying they want to write, or saying that they write, instead of saying "I'm a writer. When learning how to become a writer, it is necessary for writers to realize that you don't have to be published to be known as a writer. Although, it may seem ideal for introductions and make it easier for others to see you as a writer, being published does not make one a writer. Writers should see themselves as people who write, and not as people who write for a living.

For most writers, being published is validation of their status as a writer and even the start of the path to success. However, there are many published writers who are not very successful, famous, or rich. Obviously, being published is a great way to show your work to an audience, and gain recognition, no matter how great or small. On the path to becoming a writer there are many who lose sight of the fact that they don't stop writing once they are published, so it is not wise to only write to be published.

There are many ways to start to think of yourself as a writer, and in this first step on the learning path of how to become a writer there are smaller steps that help you proclaim yourself as a writer. Firstly, take a moment or two to say the words "I am a writer" aloud to yourself. Then keep repeating them as many times as possible until you sense yourself starting to acknowledge that yes it is believable!. Next, find a specific place in your home for your writing. It can be a room, section of a room, or a studio. Now you are starting to think like a writer because you have your writing space.

It is also important to make the "writing space" as comfortable as possible, and to ensure it meets your writing needs. Of course it is important to get the proper writing tools, such as pens, pencils, notebooks, and a computer that is used specifically for your writing. Aspiring writers can also find lessons on how to become a writer in style books, which should be kept as a writing tool also. It is also helpful to befriend other writers, and read their work and others as a writer and discuss passages of books or chapters with other writers.

The second step to becoming a writer is to make time to write. When learning how to become a writer, novices will always be advised to make time for their writing. Many aspiring writers often mess up on this step, and although they want to be writers they slack on how much they write, You would not believe how many writers are left with unfinished works. It is important to set aside a particular time or day for writing and to stick to that schedule, because deviance from a writing schedule usually means unfinished work.

The final step to becoming a writer is by far the simplest. To become a writer it is imperative that you write. Writing is the simplest step to becoming a writer and the most important step. When learning how to become a writer, you must take some time out and write!

Paul Duxbury writes extensively on a wide range of subjects and has received many accolades for his writing. He has recently released How To Become A Writer [http://www.how-to-become-a-writer.com/]

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How to Take the First Steps Towards Financial Freedom

Bills, bills, bills. There's more month than money. I can't afford that. And on and one. We've all experienced a lack of funds. How we respond to the situation is what matters. Do we face the problem or bury our head in the sand.

The first step towards your financial freedom is to do an evaluation of your debt. This is where you have to be brutally honest. Look at all your expenses. Mortgage or rent, insurance, taxes, food, car payments, and credit card bills. List everything . Start with the monthly recurring bills, like your mortgage/rent and car payments. And the everything else.

Now you know what you spend every month and you know what your monthly take home pay is, so are you a "victim" of deficit spending? Are you going deeper into debt every month? If the answer is yes, then you need to take action to turn it around.

You'll need to look at your fixed expenses and see if there is anyway to reduce those. A mortgage or rent payment is probably fixed, but you may you may be able to shop your insurance. Call a few companies and get some quotes. The same is probably true for your car. I could tell you to sell your car if you have a loan and buy a clunker for cash, but that isn't practical. It often takes as much to keep an old car going as it does to make car payments. But you can shop around for car insurance. There are some deals out there.

Next, you'll need to look at your credit card statements. Are you making minimum payments? If that's what your doing, you will be in debt forever. It takes about 8 years to pay off $1000 with minimum payments. You need to find a way to pay more. You also need to stop using the cards. Cards are play money. Try to buy things for cash. When you have to count it out, you often will realize you just don't need the item. Then, try to negotiate your payments with the card companies. Try to get the interest rates lowered or if you have some extra cash, try to buy out the balance. More and more, card companies are looking to clean up their books, so it's worth a shot.

Finally, everyone has their personal Starbucks. Mine was a bottle of Coke and an apple pie in the middle of the afternoon. Cost about $3.00. Yours might be a Starbucks or a Dunkin Donuts or whatever. I also brown bag it for lunch. I can eat lunch everyday for a week for about $12.00 as opposed to about $5-6.00/day for fast food. By eliminating my treat and bringing lunch, I saved about $100.00/month, $1200.00/year. That started my journey to financial freedom and it can start yours.

It all starts with small steps. Take them and build on them and soon you will be on your way. Plan your work and work your plan.

Did you find this helpful? If you did and would like to view some free videos on the subject, visit my website.

[http://www.TheSuccessfulMaverick.com]

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Working From Home Is Like an Island, Where You Start Talking to Yourself

Isolated in your Micro-Business?
Working from home often means you are at home for hours at a time with little contact with any other person. We take for granted the huge number of personal and business contacts we make everyday as employees for other organisations.
Instead of being left isolated and a great way to boost small advertising budgets is to develop your own networking strategy. Too often home business owners talk about relying on word of mouth sales to generate sales, but then do nothing planned about getting them to work.

Scan your local newspaper
Look for community events that are free or very cheap that might have some of your customers or clients attending. Take the time to try and book one in each month.

When you attend take some business cards with you and decide how many you will hand out before going back to your isolated workplace.
This is a great way to stay connected with the local community and build your home business awareness.

Find your local business network
Even in small regional towns there will be a collection of business owners that have started their own network group of like minded individuals.
Attend a meeting and really consider joining. It is worth a small outlay for this form of advertising and networking. This way you will become aware of any changes in your local business area.

Turn to the Online Community
The power of social media for networking is vast in our time and any home business owner that is not active in at least one or two platforms is missing out.
"Caution needs to be taken when online as you are not meeting them face to face and this has its own problems. Social media networking does not serve for all your networking as you need to keep your personal interaction skills as well."
Be very selective about which blogs, forums and social arenas you choose to participate in as your comments will last almost forever. This form is a very cost effective way to advertise your home based business if managed correctly.

Go for a walk
Wait for a nice day to go for a walk. Not only will this help clear your mind and give you a chance to leave your computer, but if planned properly will build more networks for your home based business.
Take at least 50 business cards with you, dress appropriately and map out a walking route that takes you along shops or businesses you haven't visited before.
As you go past each business, have a look to see if they would be suitable to know as a supplier, client or alliance partner. Then walk in and introduce yourself and what you do.
Start talking and the rest will happen naturally.

Information supplied by Paul Baker
Over twenty years of business development & change management strategies successfully used in National organisations across Australia. The focus is on continuous improvement of business systems to stimulate growth through our principles of Initiate, Inspire, Innovate.
Customer-centric focus using our extensive experience in consumer behaviour and business process operations to find ways to help business owners manage their organisations.

Avatar Business Intelligence

avatar@startingbusinessadvice.com.au

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3 Factors That Prevent Most People From Achieving What They Want In Life

If you want to be successful and achieve all the things that you desire in your life, this will be the perfect article for you. What you are going to discover here are the 3 factors that prevent most people from getting what they want in their lives.

Read this article to the end. Learn about these 3 factors and the advice in them. What you need to do is to not let these 3 determining factors pull you down. So here are the 3 factors...

1. Most people do not have a goal. In other words, most people do not clear about what they want to achieve in their lives. Unless you have a crystal clear goal, it will be impossible for you to achieve what you want. Make sure you know exactly what you want to accomplish in the next 5 or 10 years. Take your time to imagine and draft the future that you want. The moment you can imagine it, you can make it real.

2. Most people do not have a plan of what they need to do in order to create the life that they want. If you do not have a plan, you will be like a lost sheep that is dangling in nowhere. You will be following the crowd to wherever it is. Therefore, create a plan right now. Without knowing what to do in your life, you will end up spending your time with unproductive things such as watching excess television, playing games and more. When you know what to do, you will be able to stay focused and be more productive.

3. Most people are not doing anything about what they want in life. Do you know that almost everyone wants to be a millionaire, but most of them are not doing anything about it? Do not let this happen to you. Do not just talk about what you want, put in 100% commitment to make your dreams come true. Walk your talk and take consistent action each day. You just need to make sure that you are making progress everyday and you will eventually arrive at your destination someday.

Want to know more about the author and his work?

Visit his latest website, Bayu Puteri [http://www.bayuputeri.org/] to learn more now.

For more information, please go to [http://www.bayuputeri.org/]

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Top Online Jobs Without Investment From Home

If you are looking to work online jobs without investment from home, it can be a very rewarding experience. You can wake up when you like, not have a set schedule, and look after your kids if necessary. 

However, it can be a daunting venture if you are not experienced. To find online jobs without investment from home is tough. Because this is a highly sought after line of work by folks all over the world, there are countless online scammers that are ready to take your money. They promise really large paychecks for minimal work, and they require an upfront fee to get you started. There is nothing legit about these businesses. Their business goal is to take your money, plain and simple.

There are however, certain online jobs without investment from home. The first is affiliate marketing. It works like this. You advertise and market products for a business, and if you sell something, you earn a commission. Plain and simple. 

There are lots of free ways to market online without having to pay any money. You can write articles with your affiliate link and submit them to article directories. If people are interested, they will click on your link and buy the product, earning you a commission. You can create a free blog and write product reviews. You could even turn the table. If you know a great deal about something that people are interested in, you could write what's called an eBook. Then you could have affiliates sell it on your behalf for a cut of the profit.

There can be some investment involved with online work, but not what the scammers tell you. Working online, you are your own employer, freelance if you will. If you want to build a legitimate website, you will have to pay for the domain name and web hosting. This is a small fee, perhaps ten to fifteen dollars a month, but it is still an investment. However you have to look at it this way. It does not go in the scammers pocket, it is truly an investment in your own work.

If affiliate marketing is not your cup of tea, there are still other online jobs without investment from home. One rapidly growing way of earning money online is called micro jobs. There are websites for example Fiverr.com, that allow you to post 'micro jobs'. You might only make a few bucks per job, but if you can do something that people are interested in, you will make sales and get paid. Websites such as this usually pay you via PayPal, so it would be a good idea to sign up for a free account if you have not already.

There is indeed money to be made working online. Do a lot of research, but once you have found something you would like to try, then try it! Do not get caught up researching everything under the sun or you will never get any work done. Now, go do some online work and live the dream!

In the never ending fight to find the top online jobs [http://www.free-online-business-success.com] without investment From Home there are programs out there that really do work. You just have to find them, this is one of those programs. So if your really tired of looking for an online business your at the right place go to: www.free-online-business-success.com [http://www.free-online-business-success.com] and change your life forever.

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Making Money On Amazon: Become an Amazon Affiliate

In this article I'm going to talk to you about a very different and, potentially, even more promising way to make money on Amazon. I'll explain how Amazon Associates works and look at whether or not it is as good as it sounds.

With this way of making money on Amazon you don't need to see or touch a single product. In fact, you don't even need to have a product. You don't need to do any selling either. Amazon sees to all that for you. It's a method that, with time and effort, could make you even more money than selling something on Amazon - from a lot less work than a conventional product stocking, buying-and selling operation involves.

It's all possible thanks to Amazon's very clever and comprehensive affiliate program that is known in Amazon-speak as Amazon Associates.

Of course, you're probably saying, affiliate programs are nothing new. And you'd be quite right.
But Amazon Associates isn't just any old affiliate program. It's a program that is tried and tested, highly professional, relatively easy to get started in, and on top of all that free to join. Not only that, but it allows you to hitch a ride on the back of the famous, highly- respected brand that is Amazon. That's why if you're new to affiliate schemes, or have tried others before and been disappointed by the results, Amazon Associates could be well worth a closer look.

What is an affiliate scheme?

You probably know what an affiliate program (or scheme) is, but in case you don't I'll briefly cover what they are here. Essentially, an affiliate scheme is an arrangement which allows one Internet marketeer (you in this case) the opportunity to promote the products and services being sold by another and get paid a commission (or referral fee as it is sometimes known) for doing it. It's a very simple idea and it is proven to work.

Amazon's affiliate program is a very advanced and sophisticated yet user-friendly affiliate scheme. When you sign up for Amazon's Associates program you don't need any products of your own. Instead, you introduce or refer potential buyers to Amazon's huge and ready-made range of products. More about exactly how that works shortly. If they then buy something, Amazon pays you a commission on the sale.

Put in very simple terms what is happening is that Amazon are paying you for finding and sending them potential customers. It's basically a classic Pay Per Action or PPA arrangement.
You can be an affiliate for all kinds of companies of course. But one of the advantages of being an Amazon affiliate is that people already know and trust the Amazon brand. So it is (or should be) much more likely that those you refer will buy - and buy more - than other unknown or run-of-the-mill affiliate schemes.

How does Amazon work with affiliates?

Amazon call their affiliate scheme Amazon Associates. Actually, that is a bit misleading. When you join you're not really an associate of Amazon. You're an affiliate pure and simple. The Amazon affiliates program is one of the oldest on the Internet. In fact, Amazon pioneered this method of marketing when the Internet was still in its infancy. It works like this:

1. You set up a website and generate traffic for it.

2. You sign up for the Amazon Associates program.
Once approved by Amazon you have access to a range of tools and techniques which allow you to refer visitors to your site to any or all of Amazon's portfolio of products.

3. You choose the products you want to promote. You then create affiliate links on your site which point to Amazon. If a visitor to your site clicks on one of the approved affiliate links and goes to Amazon and buys something within a certain time period you get a commission on the selling price.

The pros and cons of Amazon Associates

* Pro. You don't need products or services to sell. You don't need to spend time developing, creating or manufacturing them.

* Pro. You don't need to store, handle or ship products. Amazon does that for you.

* Pro. You don't need to handle payments. Amazon does that for you too.

* Pro. You don't need to provide customer back- up/support. The product supplier does that for you.

Now, I said affiliate schemes are basically simple. And essentially they are. But there are one or two drawbacks you need to know about before you start.

* Con. There can be stiff competition. Because affiliate schemes are simple to get into there can be competition from other people doing much the same thing as you. Lots of people are already Amazon affiliates, so there's already a fair bit of competition to tackle.

* Con. There's no product exclusivity. Anyone else can sell the same products and services as you. And you can't control the price... at least not with Amazon.

You'll need to choose a good niche and work hard to persuade customers to buy through you - more about all this later.

* Con. It's not an entirely hands-off business - despite the claims made by some people promoting affiliate schemes. You'll still need a website (in most cases). You'll need to spend time and money generating traffic for it. That can be tricky when you're new to the whole thing.

* Con. Affiliate program commissions can be quite small. A matter of pence per sale in some cases. You need to generate a good volume of referrals to earn a good income. (Amazon promise up to 10% but frankly you'd be safer to bank on 5%.)

Amazon and eBay Trading Made Easy - How do you make money on Amazon? Let What Biz Opp? show you how to sell on eBay full or part time. All the tips, tricks and secrets revealed right here.

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Earn Money From Home

So you want to earn money from home?

Today I want to take you through things you need to complete in your aim to earn money from home so that you can acquire the results you are searching for in addition to building a business which will continue to pay off, perhaps even when you're sleeping.

We are going to deal with the "Do's and Do Not's" of working to earn money from home. These particular steps I look at are going to be vital for your achievements and vital for you to understand so you do not crash straight into the barriers.

So let us start with the Do's: These usually are pretty standard. Most leaders who have been out there for quite a while will teach you most of these Do's to earn money from home, nevertheless often times there are some that may be missed.

1. Make sure you have got your "Big Dream/s" written down.

For me it had been shopping for shoes for my daughter, for my wife to be able to stay home to raise our kids (instead of a day care centre doing the work for us) and also to develop a feeling of achievement and really feel as if I could complete something worthwhile. Ensure this written down statement is in your wallet or handbag and carried around on you. Look over it daily, especially in your first year in network marketing. This will be a continual reminder of "why" you are doing, what you are doing.

 
2. Create your own dreams around your priorities.

Which means, ensure you determine what is most important to you prior to deciding your goals.

3. Specify your work hrs.

Have time put aside to build your business and time reserved to rest. I take Easter (1 week) and Christmas (four to six weeks) off at the moment. Also at the start of every new year I make a point of writing in my diary the times I work my business, but more importantly the dates of significant occasions such as birthdays, anniversaries and dates with my better half.

4. Have a coaching system to plug into.

The simple truth is if you have no training system where you can easily check out to find the material you will need at any hour, everyday, and seven days per week, you're not progressing to be ready to build a business that can be duplicated. You are looking for a system to coach you tactics on both traditional in addition to internet strategies to develop your business so you can continue to earn money from home.

5. Be consistent with your endeavours.

The cash is made when you find yourself working your business continually, so in your first of earning money from home be sure to decide to put hours apart to be effective in your business each and every week.

6. Getting involved with a multilevel marketing or home-based business is an amazing way to earn money from home. In this field there exists one simple way you earn money from home, which is if you are getting another person started out in business or on your products, and when your team do the very same. Robert Kyosaki highly recommends the multilevel and network marketing way of business.

7. Work with an Organisation which will pay out well with and has a unique product range.

8. Be able to use an auto responder along with technology.

So let's cover the Do Not's with earning money from home.


1. Never deal with your business as being a hobby.

Keep in mind that hobbies and interests set you back serious cash. If you are not dealing with your business sincerely then you're not making money.

2. Don't fool yourself simply by stating that you're working your business when you're not really.

So many people say they are working when they are really in their Facebook account, checking e-mails or even chatting with pals regarding anything else apart from their business or products.

3. Don't believe you know everything.

Continue to be teachable. Get professionally skilled.

4. Don't be boring.

Grow a sense of self motivation, intention and enthusiasm. People need to hang around other people who are getting things done and are having fun...

Now of course there are numerous points we can consider with earning money from home, yet from my personal experience these are the most crucial. Remember, if you are fearful, doubtful, and concerned, this will all come through and will manifest as part of your results. Keep positive!

The best way to master and enjoy an incredible business that earns money from home, is to practice, do role plays, and set off to work. Continue studying and analysing your outcomes, change and learn from those experiences, and you will be successful.

BE SURE you treat your business seriously, and it will pay you seriously!

James Hannan is the owner of Work From Home Australia and Dual Networking
Widely recognised as one of the greatest "tacticians in business" he along with his wife have been in this industry for over 10 years helping 10's of thousands of people worldwide, using their system called Dual Networking. His books, CDs and seminars are used by some of the top income earners in the world. They are seen as Mentors in the industry.
His book Dual Networking and the training system that surrounds it, has become one of the hottest and most talked about training resources on the internet today.

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